Make Better Financial Decisions.

Transparent analysis • Visible assumptions • Your decision

Visible Assumptions
Audit View
Confidence Levels
AnswerWorth symbol

AnswerWorth

How It Works

AnswerWorth follows a simple process.

Step 1

Enter information about your situation.

Step 2

The engine performs calculations using the information provided and the assumptions displayed.

Step 3

The engine evaluates costs, benefits, risks, and tradeoffs.

Step 4

The engine calculates a confidence level based on the completeness and quality of the information available.

Step 5

The engine provides a recommendation and explanation.

Step 6

You may review the assumptions, formulas, calculations, flags, and scoring through Audit View.

AnswerWorth does not make decisions for users.

AnswerWorth helps users understand decisions.

The final decision always belongs to the user.

Platform Principles

AnswerWorth is governed by a simple constitution: trust, transparency, reproducibility, privacy, and user control come first.

  • Calculations must be deterministic.
  • Assumptions must be visible.
  • Confidence must be displayed.
  • Risks and flags must be identified.
  • Recommendations must be explainable.
  • Audit View must make results reproducible.
  • Calculator inputs must remain privacy-first by default.
  • The final decision always belongs to the user.

The project source also includes ANSWERWORTH_CONSTITUTION.md so future development keeps these principles as part of the source of truth.

Complete PDF Report

The calculator results are free to view on this site. PDF downloads are also free and exist so users can save, print, or share their calculation.

The PDF is an educational report based on user-entered information and visible assumptions. It is not expert advice.

Important: AnswerWorth is an educational decision-support tool. It does not provide legal, financial, tax, medical, insurance, employment, benefits, investment, or professional advice. Results are estimates based on the information you enter and the assumptions shown. The final decision is always yours. Always verify important decisions with official sources or qualified professionals.

AnswerWorth is an educational decision-support platform. Results are based on user inputs, assumptions, and visible calculation logic. AnswerWorth does not provide financial, legal, tax, medical, insurance, employment, or professional advice.